Life Insurance

• Estate Planning
• Buy-Sell Agreement Planning
• Deferred Compensation and Key-Person Insurance Planning

Life Insurance Planning Process


Health Insurance and Employee Benefits

• Employer Provided Options
• Voluntary Employee Paid Supplemental Programs

Life Insurance

Estate Planning

• Estate tax liquidity planning presentations

• Comparison and implementation of life insurance options

• Integration with buy-sell agreement planning

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Buy-Sell Agreement Planning

• Assistance in structuring or reviewing agreement

• Evaluation and implementation of life and disability insurance funding alternatives

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Deferred Compensation and Key-Person Insurance Planning

• Evaluation of nonqualified deferred compensation plans

• Implementation of life insurance for deferred compensation plans

• Recommendations for key-person life and disability insurance

Sample client presentation packages are available upon request.
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Life Insurance Planning Process

CPAGENTS^® employs a 5-step process in developing life insurance programs specific to each client's situation:

1. Coordinate initial and follow-up meetings to discuss issues and clearly define financial objectives.
2. Quantify needs and goals.
3. Presentation and comparison of alternative solutions.
4. Implementation of appropriate solutions.
5. Ongoing review and service.

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Health Insurance & Employee Benefits

Employer Provided Options | Group insurance programs

• Medical

• Dental

• Life

• Disability

• Vision

• Long Term Care

Group insurance compliance

• COBRA

• 5500 filings

Section 125 plans (administration handled by 3rd party)

• Premium only

• Flexible spending accounts

401(k) retirement plans

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Voluntary Employee Paid Supplemental Programs
Group insurance programs not provided by employer
(i.e. Disability, Vision, Long Term Care)

Life insurance

• Additional term insurance

• Universal Life insurance

Cancer insurance

Sample client presentation packages are available upon request.
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